Retirement Goal Calculator

The Retirement Goal Calculator works backward from your target to estimate the contribution pace needed to get there on schedule. This route is ideal when you already have a clear retirement balance objective but need an actionable monthly savings number. It helps quantify the gap between current trajectory and desired outcome, then supports tradeoff analysis across timeline, return assumptions, and contribution levels. The most useful workflow is to compare what happens if you save more, retire later, or revise your target spending expectations. Treat the output as a planning benchmark you can iterate on as circumstances change. Combining this route with budget and paycheck tools can make the required savings target operational and easier to sustain month after month. Backsolve the monthly savings needed to hit your retirement target based on your timeline, current balance, and expected return. Review assumptions before acting and compare more than one scenario to reduce planning risk.