FIRE Calculator
Fire-Calc helps you turn a broad retirement goal into a concrete planning workflow. This page introduces the core FIRE calculator and clarifies what inputs matter most before you trust any projection: annual spending, savings rate, account balances, expected real return, and timeline assumptions. The goal is not a single perfect forecast, but a repeatable way to compare realistic scenarios and make better tradeoffs. Start with a baseline case, then run conservative and optimistic variants so you can see how sensitive your timeline is to return, inflation, and spending changes. If you plan with a partner or advisor, use the share and export options to keep assumptions aligned and decisions accountable. Estimate your financial independence timeline with account-level projections, contribution scenarios, and year-by-year portfolio balances. Review assumptions before acting and compare more than one scenario to reduce planning risk.
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