We started Fire-Calc.com because we were genuinely frustrated with the retirement planning tools available. We found that most calculators were either too simplistic or ignored critical details—like tax impacts, early withdrawal penalties, and the complexity of real-world financial decisions.
Our advanced calculator is our answer to those shortcomings. We built it because we believe planning for financial independence should be as realistic and nuanced as the decisions you face every day. Whether it's accounting for early withdrawal penalties if you retire before age 50, or the complex tax implications of 401(k) distributions versus Roth withdrawals, we wanted a tool that reflects the real challenges—and opportunities—of planning for retirement.
We spent countless hours researching, testing, and refining our models so that you can see a more accurate picture of your financial future. We hope that it’s about giving you a transparent tool that helps you make informed decisions. We even include details like varying tax brackets and penalty considerations—because the little details matter.
At Fire-Calc.com, we are committed to continuously improving our tools. We listen closely to feedback from users who, like you, want a better way to plan their journey to financial independence. Thank you for trusting us to be a part of your financial planning process. We’re here to help, every step of the way.